Meet Marcie Hines

Mortgage leadership.

Strategic guidance.

A relationship that lasts.

Branch Leader | Mortgage Advisor |

OREC School Owner & Instructor

NMLS #233626


For more than 25 years, Marcie Hines has helped families, real estate professionals and mortgage professionals move forward with greater clarity, confidence and strategy.



Start Your Mortgage Application

25+ YEARS

Mortgage Experience

THOUSANDS

Families Guided

OREC School

Owner and instructor

Branch Leader

Coach and industry mentor

Experienced mortgage leadership

with a personal approach

Marcie Hines is an accomplished Mortgage Advisor, Branch Leader, Divisional Growth and Success Leader, OREC School Owner and mortgage-industry instructor with more than 25 years of experience.


Throughout her career, Marcie has helped clients, mortgage professionals and real estate partners approach home financing with greater clarity and confidence. Her extensive knowledge of mortgage strategy, lending guidelines and market trends allows her to develop personalized solutions that support each client’s financial goals.



Marcie believes a successful mortgage experience begins with listening. She takes the time to understand each client’s circumstances, priorities and long-term plans before recommending a financing strategy. From first-time homebuyers to experienced homeowners and investors, her goal is to make every step feel informed, organized and manageable.

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Hands down, the Hines Team is the BEST in the biz. Our family has made several purchases with them over the last decade and they ALWAYS pull through. They are professionals and will give you the best customer service with a personal touch that is unmatched by any. If you want the ability to text/call day or night, the Hines Team has your back. Military, doesn’t matter where the DoW takes you; they have helped us with home purchases in multiple states. Where ever you end up, the Hines Team has your back. We will always go to the Hines Team when we are looking to make our next move! Thank you for always taking care of our family!

Nicholas M.

Repeat Client

Areas of expertise

Personalized mortgage planning
First-time homebuyer guidance
Home financing for repeat buyers
Mortgage education and professional development
Real estate partner collaboration
Branch growth, coaching and leadership
Complex borrower scenarios
Long-term homeownership strategy

Experience that builds confidence

In addition to serving homebuyers and homeowners, Marcie is passionate about developing mortgage professionals and building high-performing teams. As the owner and instructor of OREC School, she helps future professionals develop the knowledge and skills needed to succeed in the real estate and mortgage industries.

Marcie is known for her integrity, leadership and ability to make complicated information easier to understand. Whether she is advising a client, coaching a team member or educating a future professional, she brings the same commitment to thoughtful guidance and exceptional service.

Work with Marcie

Whether you are preparing to purchase a home, exploring your financing options or looking for experienced mortgage guidance, Marcie is ready to help you build a clear path forward.

FAQs

  • What types of clients does Marcie work with?

    Marcie works with first-time buyers, repeat buyers, homeowners, investors and clients who want a more strategic, personalized approach to home financing.

  • What happens during an initial mortgage conversation?

    Marcie will learn about your goals, timeline, financial picture and homeownership plans. From there, she can help identify potential financing paths and the next appropriate steps.

  • Can Marcie help if my financial situation is complicated?

    Marcie’s extensive mortgage experience allows her to evaluate a wide range of borrower situations. Available options will depend on your qualifications, property and current program guidelines.

  • Does Marcie work with real estate professionals?

    Yes. Marcie collaborates with real estate professionals to help create an organized, well-communicated financing experience for their clients.

  • How do I get started?

    Use the scheduling, phone, email or application link on this page to connect with Marcie and discuss your next step.