Hines Team | Mortgage Advisors in Edmond, OK

Trusted mortgage guidance for homebuyers and homeowners in Edmond, Oklahoma with the Hines Team at NEO Home Loans. Call (405) 442-9892 to explore purchase and refinance options.

Get prequalified with The Hines Team

Marcie Hines | NEO Branch Leader | NEO Division Growth & Success Partner | OREC School Owner & Instructor

NMLS #233626

Marcie Hines is an accomplished Mortgage Advisor, Branch Leader, Divisional Growth and Success Leader, OREC School Owner and Instructor with more than 25 years of experience driving production excellence, developing high-performing teams, and helping thousands of families achieve homeownership. Recognized throughout the industry for her leadership, coaching, education, and commitment to client success, Marcie has built a reputation as a trusted advisor, strategic growth leader, and influential voice in both the mortgage and real estate industries.

Throughout her career, Marcie has helped everyone from first-time homebuyers to seasoned investors navigate the home financing process with confidence. Her extensive knowledge of mortgage products, lending strategies, and market trends allows her to deliver customized solutions that align with her clients' financial goals while creating a seamless and positive experience from application to closing. 

As a Branch Leader and Divisional Growth and Success Leader, Marcie is passionate about developing business owners, building high-performing teams, and fostering a culture centered on excellence, accountability, and service. Beyond mortgage lending, she is the Owner and Instructor of OREC School, where she educates and mentors real estate professionals, helping them strengthen their expertise and accelerate their success. 

Known for her integrity, leadership, and dedication to serving others, Marcie continues to make a lasting impact on both her clients and the professionals she mentors. When she's not leading teams or teaching future industry leaders, she proudly embraces her role as a devoted baseball mom, balancing a successful career with the joys of cheering on her son from the sidelines.

Chris Hines | Senior Mortgage Advisor

NMLS #233694

Chris is not just your average mortgage advisor – he prides himself on his meticulous attention to detail along with his ability to provide personalized solutions tailored to each client's needs and goals. With over 2 decades of experience as a mortgage advisor, Chris has found financing solutions for thousands of families.

Beyond his professional endeavors, Chris values his role as a father above all else. In addition to his career, he enjoys spending his free time at the ballpark, proudly following his son from game to game and cheering him on from the stands as he takes the mound.

As an Air Force veteran, Chris also has a deep appreciation for the unique needs of military families and takes great pride in helping fellow veterans navigate the home financing process. His military background and commitment to service have helped our team assist countless veteran families in achieving their homeownership goals.

Sarah Endres | Production Partner | Mortgage Advisor | OREC Instructor
NMLS #1211448

Sarah Endres is a dedicated Mortgage Advisor, Production Partner, and OREC Instructor with more than a decade of experience helping homebuyers, homeowners, and real estate professionals achieve success through education, guidance, and exceptional service. Known for her client-first approach and industry expertise, Sarah has built a reputation for delivering a seamless lending experience while empowering others with the knowledge and resources needed to make confident financial decisions. 

Throughout her career, Sarah has helped thousands of clients navigate the home financing process with confidence, from first-time homebuyers to seasoned homeowners and investors. Her extensive knowledge of mortgage products, lending strategies, and market trends allows her to provide personalized solutions that align with each client's goals while ensuring a smooth and positive experience from application to closing.

Passionate about building lasting relationships and creating exceptional client experiences, Sarah combines operational excellence, industry knowledge, and a commitment to education in every aspect of her work. She enjoys helping clients and real estate professionals gain the confidence and understanding needed to achieve their goals. Known for her integrity, dedication, and collaborative spirit, Sarah remains focused on creating positive outcomes and lasting relationships within the communities she serves.

Kelsey Bishop | Production Partner

NMLS #1215221

Kelsey brings a sharp eye for detail and a deep commitment to consistency in everything she does, making her an invaluable part of the team and a trusted partner to both clients and colleagues.

Her calm, organized approach helps keep the loan process smooth and on track from start to finish. She takes pride in ensuring each file is accurate and every detail is accounted for, knowing how important home financing is to the families she serves.

Outside of work, Kelsey is a proud wife and the busy mom of two boys.

The NEO Experience

Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.

Learn More
  • Annual Financial Reviews

    Ensure your family's well-being by strategically planning for the future. Continuously receive expert advice and guidance to skillfully manage your real estate and financial matters.

  • Home Concierge Service

    Let our team assist you in maintaining your home's excellent condition and boosting its value as years go by.

  • Monthly Real Estate Wealth Digest

    Gain comprehensive insight into your real estate wealth and explore the array of options available to you. Plus, delight in observing the progress as it appreciably shifts each month!

  • The Perfect Mortgage Promise

    As your life's chapters unfold and transform, your mortgage management strategy should adapt accordingly. Our team is here to help you navigate these changes, ensuring your mortgage aligns with your evolving needs.

  • Maximize Wealth Through Real Estate

    Leverage the full potential of your current real estate holdings to ensure that your property is yielding its maximum benefits.

  • Relocation Services

    Discover the benefits of our NO COST renovation financing, designed to amplify the profits from your home sale. In addition, our advanced technology streamlines your transition into your new residence with ease.

OUR PROCESS

Step 1

Discovery

We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.

Step 2

Strategy

We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.

Step 3

Execution

We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.

Step 4

Wealth Maximization

Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.

The closing of your loan is just the start of our relationship.


Supporting Tools
See the numbers
most lenders never show you.
📅 What Happens If You Wait?
See the real cost of delaying your purchase by 6–12 months.
Rent paid while waiting
Est. home price appreciation
Equity you'd have built
Net cost of waiting
Waiting has a cost. Let's make sure you understand it before you decide.
📊 The Part Most Lenders Never Show You
Compare lowest rate vs. best long-term outcome — they're not always the same.
Option A — Lowest Rate
Monthly Payment
Total Interest (30yr)
Flexibility
Option B — Best Outcome
Monthly Payment
Total Interest (30yr)
Breakeven Point

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