The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Get prequalified with The Hines Team
Marcie Hines | Branch Manager
NMLS #233626
Marcie is a seasoned mortgage professional with over two decades of experience in the industry.
Marcie has established herself as a trusted advisor and advocate for her clients. From first-time homebuyers to seasoned investors, she has navigated countless individuals and families through the complexities of obtaining the right mortgage solution for their needs. With a solid foundation built over 20+ years in the mortgage industry, Marcie is a trusted advisor to clients seeking guidance through the home financing process. Whether it’s navigating the intricacies of loan options, securing competitive rates, or providing expert advice tailored to individual needs, she empowers clients to make informed decisions that align with their financial goals.
Alongside her thriving career, she proudly wears the badge of a devoted baseball mom, juggling the fast-paced world of finance with the joys and challenges of cheering on her team from the sidelines.
Chris Hines | Senior Mortgage Advisor
NMLS #233694
Chris is not just your average mortgage advisor – he prides himself on his meticulous attention to detail along with his ability to provide personalized solutions tailored to each client's needs and goals. With nearly 2 decades of experience as a mortgage advisor, Chris has found financing solutions for thousands of families.
Beyond his professional endeavors, Chris values his role as a father above all else. In addition to his career, Chris serves as his high school son’s booster club president where he is deeply passionate about providing opportunities to the student athletes he advocates for.
Sarah Endres | Production Partner
NMLS #1211448
Sarah is known for her unwavering commitment to delivering results that exceed expectations. She has a proven track record of success and truly enjoys collaborating closely with clients to bring their visions to life. Sarah is not only a seasoned professional in the mortgage industry with over a decade of experience in the mortgage sector, she’s also a wife and mother to two energetic boys who keep her busy at the ballfields.
Kelsey Bishop - Client Specialist
Sarah is known for her unwavering commitment to delivering results that exceed expectations. She has a proven track record of success and truly enjoys collaborating closely with clients to bring their visions to life. Sarah is not only a seasoned professional in the mortgage industry with over a decade of experience in the mortgage sector, she’s also a wife and mother to two energetic boys who keep her busy at the ballfields.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.
